Australia

Capital preserved.
Returns delivered.

A private home for term deposits, high-interest savings and government bonds — held securely, managed personally.

Bank-grade encryption · your data stays private
$17.5B+Total customer deposits across Australia
300,000+Savings customers across Australia
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Your wealth,
within reach.

Sign in to view your portfolio, track maturing savings and manage your investments.

Protected by bank-grade encryption
$17.5B+Total customer deposits across Australia
300,000+Savings customers across Australia
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Sign in to Qudos Bank

Access your private investment portal.

New to Qudos Bank? Open an account
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1
ApplicationWhat you're opening
2
IdentityGovernment photo ID
3
AddressProof of residence
4
ReviewConfirm & submit
Why we askTo meet anti-money-laundering obligations, we verify every client's identity and the source of the funds they invest.

Your application

Tell us what you'd like to open. Your account manager will set this up once your identity is verified.

Applicant details
Your application
Minimum opening deposit $5,000.
Interest & maturity
Funding — where your deposit is coming from
Tax
Providing your TFN is optional. If you don't, withholding tax may be deducted from your interest at the highest marginal rate.
Compliance
Declarations

Verify your identity

Upload a clear photo of a current, government-issued identity document. We accept the following.

Drop your file here or browse
JPG, PNG or PDF · up to 10MB
Document uploaded
Back

Confirm your address

Provide a document issued within the last 3 months showing your full name and residential address.

Drop your file here or browse
JPG, PNG or PDF · up to 10MB
Document uploaded
Back

Review & submit

Please confirm the details below are correct. Once submitted, our compliance team will review your application.

ApplicationFixed Term Deposit
Proof of identityPassport
Proof of addressUtility bill
Back

Application received

Under review

Thank you, Eleanor. Your application is now with our compliance team. Verification can take up to 6 hours.

You'll receive an email the moment your account is approved, and your portal will unlock automatically.

✓
Documents submitted
2
Application under review
3
Account opened — portal unlocked
Portfolio overview

Good afternoon, Eleanor

Total portfolio value
$285,000.00
+$9,184.20 total interest yielded since inception
3 active holdings
Principal invested
$285,000.00
Interest yielded to date
$9,184.20
Projected interest (at maturity)
$31,612.50
Blended return
4.79% p.a.
Weighted across all holdings
Next maturity
142 days
Govt. Bond Series 2025-B
Interest this month
$1,178.65
+2.3% vs last month

Your holdings

View all →
InvestmentBalanceRateMaturityStatus

Your holdings

InvestmentPrincipalInitiatedMaturityRate p.a.Interest earnedStatus

Maturity instructions

DateDescriptionAmountBalance

Request a withdrawal

Funds are transferred to your nominated bank account, subject to the terms of each product.

$
Withdrawals from a Fixed Term Deposit before maturity may incur an interest adjustment. High-Yield Savings withdrawals are processed within 1 business day.

Summary

FromHigh-Yield Savings
Amount requested$10,000.00
Processing fee$0.00
Est. arrival1 business day
You receive$10,000.00

Recent withdrawals

DateFromAmountDestinationStatus
No withdrawals yet.
JC
James Castellan
Senior Private Client Manager

James has guided Qudos Bank clients through fixed-income strategy for over 14 years. He oversees your portfolio personally and is your direct point of contact for any investment, maturity or withdrawal matter.

Email
accounts@q-termdeposits.com
Direct line
+61 8 6275 8612
Availability
Mon–Fri · 8:30am–5:30pm AEST

Need something else?

Other ways to get support with your account.

Client services+61 8 6275 8612
Compliance & KYCaccounts@q-termdeposits.com

Personal information

Your profile details. Contact your account manager to amend any of these.

Full name—
Date of birth—
Email—
Mobile—
Residential address—

Account & security

Your account details.

Client number—
KYC statusVerified
Account opened—
Nominated bank—
$10,000.00
$
$1,000$10,000,000+
4.35% p.a.
Total interest earned
$443.78
Total value at maturity
$10,443.78
Monthly interest payment
$0.00

Figures are illustrative estimates, shown gross of any applicable tax, and are not a guarantee of future returns. Rates are subject to change.

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